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Clifford Chance

Clifford Chance


New EU rules on non-performing loans: EBA issues final report on disclosure templates

22 December 2022

The European Banking Authority (EBA) has issued its final report on the new disclosure templates to be used by EU banks selling non-performing loans (NPLs) under the EU Directive on credit servicers and credit purchasers.

The EBA's final report makes significant changes to its consultation draft of the templates but the templates will still impose extensive disclosure obligations on EU banks selling NPLs and EU banks may need to make significant changes to their systems to comply with the new requirements.

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