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Clifford Chance

Clifford Chance
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Implementing the new EU rules on non-performing loans

9 December 2021

The new EU directive on credit servicers and credit purchasers will regulate the sale, purchase and servicing of non-performing loans originated by EU banks. The new regime will have a significant impact on trading, investment and securitisation transactions involving non-performing loans.

The new rules will take effect on 30 December 2023, but market participants will have to take steps to implement the new rules well before then.

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