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Clifford Chance

Clifford Chance


Recent Court of Justice of the European Union decision emphasises the broad scope of IDD

19 December 2022

The Court of Justice of the European Union ("ECJ") analysed in the context of a request for a preliminary ruling whether the regulatory concept of "insurance intermediary" and "distributor of insurance products" would cover a legal person whose activity consists of offering its customers membership on a voluntary basis, in return for a payment made by such customers, of a group insurance policy (of which it was the policyholder), where that membership entitles those customers to insurance benefits in the event, in particular, of sickness or accident abroad.


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