The claim game: Dealing with trade credit insurers after a default

10 October 2025

Whilst trade credit insurance can be an effective way of mitigating credit risk, it is a product that needs to be handled with care, particularly where loss payee arrangements are in place or seller insolvency has occurred.

In this briefing, we set out the key points to consider where a potential trade credit insurance default has arisen, or is expected to arise. We look in particular at steps that may be taken to reschedule or restructure the underlying debt, and how those fit in with any eventual claim.

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