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Clifford Chance

Clifford Chance


IRPH: second time lucky? The ECJ once again addresses the abusiveness of clauses linked to official indexes

29 November 2021

Following the referral of a second request for a preliminary judgment by the same Barcelona Court, in a Ruling dated 17 November 2021 the European Union Court of Justice ("ECJ") has expressly confirmed that arranging loans linked to an official index without providing customers with information on its evolution does not infringe consumer protection rules.

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