Clifford Chance

Is your business ready for generative AI? Our experts examine some of the big questions to address when exploring generative AI opportunities.

Another year of change in the securitisation markets draws to a close with the anticipation that there will be further significant changes, particularly in regulation, over the next year. In the regulatory space, this may lead to some meaningful divergence in how the EU and UK approach regulation of securitisation even if the basic substantive structure of the rules is likely to continue to align. 

The policy debate is again turning to how best to protect depositors with failed banks by ranking their deposits above other senior unsecured creditors in the creditor hierarchy in insolvency. While many jurisdictions already have depositor preference regimes, some do not and others, in particular the EU, are reconsidering their design and scope.

With increasing global demand for batteries to power the clean energy transition, the opportunities and risks are multiplying. Our global team considers the implications for the automotive sector, which is predicted to make up to 90% of future demand for batteries, as well as renewable energy generation, energy storage and beyond.

The European Commission is proposing a new Critical Raw Materials Act to ensure that the EU has access to a secure and sustainable supply of critical raw materials which are crucial to clean energy transition. Here our experts explore the proposed Act and how it might protect EU Member States from supply risks.

We propose that any "re-tailoring" proposal should be properly calibrated to account for the particular rate and liquidity risks behind the failures of SVB and Signature, and more attention should be paid to the new systemic risks arising from technological advances in payment systems and the rapidly modernizing ecosystem of commercial banking.

Our webinar provides analysis of the situation regarding SVB, its impact across multiple jurisdictions for borrowers, depositors and creditors and what businesses need to prepare for over the coming weeks and months, as well as the wider market implications.