Disha is a Senior Associate in the Financial Institutions Group in London. She specialises in corporate and regulatory insurance, including cross-border mergers and acquisitions, distribution agreements, corporate restructurings regulatory matters and is also Secretary of the CLLS Insurance Law Society.
- LV= on its £530m demutualisation and sale to acquisition by Bain Capital. The transaction was proposed to be effected in stages and completed through a Part VII portfolio transfer.
- Swiss Re on a partnership with NTUC Income on a first-in-market longevity arrangement to shield against future variation in Income's annuity book
- QIA on its minority investment in Starling Bank
- Swiss Re on the global reorganization of its Life Capital and Corporate Solutions business
- Swiss Re on the sale of the ReAssure Group to Phoenix Group for £3.2 billion and the on-sale of £800 million of Phoenix Group shares to MS&AD
- Schroders on the establishment of a wealth management strategic joint venture with Lloyds Banking Group, and related distribution arrangements
- Legal & General on the bulk purchase annuity of a Vodafone Group pension scheme and related reinsurance and collateral arrangements
- Slice Insurance Technologies on its exclusive U.K. insurance distribution arrangements with L&G
- A global infrastructure fund to assist in the restructuring of its UK investments to protect the fund against foreseeable legislative changes in the UK
- A private banking client in an intra-group asset transfer to transfer the group’s private banking business in preparation for Brexit
- Admiral Group Plc on its Brexit-related reorganization involving the transfer of its insurance business from France and Spain to new subsidiaries by way of a cross-border merger
- A major insurer on regulatory reviews of over 46 jurisdictions to assess whether regulated activities are carried out in such jurisdictions
- A major insurer on a territorial review in the EEA to assess regulatory issues around general good requirements, health insurance regulation, regulatory reporting and regulatory change
- Regulatory and governance matters, for insurers and financial institutions
- Advising a major fund to conduct a territorial review to assess potential redomiciliation to various offshore jurisdictions
- Advising an insurtech in respect of jurisdictional regulatory considerations relating to a potential IPO
- Advising in respect of a pro bono matter to a major charity analysing key ESG considerations
View all news and client work featuring Disha Gulati
Career and
qualifications
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University of Oxford (BA (Hons) Jurisprudence) 2012
Joined Clifford Chance 2018, previously at Allen & Overy
Admitted as solicitor in England & Wales 2017
Clifford Chance
