Michael Welch's practice focuses on structured finance and securitization matters, representing issuers, underwriters, and other securitization participants in connection with registered offerings and private placements of mortgage-backed and asset-backed securities.
Michael has extensive experience in the structuring and securitization of a broad range of residential mortgage products, including new origination, re-performing and distressed mortgage loans, home equity loans and home equity lines of credit, reverse mortgages, and portfolios of rental and fix-and flip investment properties. Michael represents funds in establishing mortgage loan acquisition platforms, including negotiating purchase and sale agreements, warehouse lines of credit and master repurchase agreements and third-party vendor contracts for QM and non-QM mortgage loans.
He also advises clients in the developing fintech space, including the purchase, financing, and securitization of unsecured consumer and commercial loans originated on marketplace lending platforms.
Contact details
- Clifford Chance, Washington D.C.
- +12029125077
- Email me
- Follow me on LinkedIn
- Practice area Capital markets
Career and qualifications
- The College of William and Mary, B.A., Economics, 1995
- George Mason University School of Law, J.D., 2000
- Georgetown University Law Center, LL.M., Taxation, 2001
- Admitted as an Attorney-at-Law in New York in 2002
- Admitted as an Attorney-at-Law in the District of Columbia in 2007
- Vice President, Goldman Sachs & Co., 2010
- Of Counsel, Morgan, Lewis & Bockius LLP, 2014
- Partner, Chapman and Cutler LLP, 2020
- Joined Clifford Chance 2020
Awards and citations
- Michael received the Scott C. Whitney Award for Writing, 1999 for A Closer Look at Asset-Backed Securities