Michael Welch's practice focuses on structured finance and securitization matters, representing issuers, underwriters, and other securitization participants in connection with registered offerings and private placements of mortgage-backed and asset-backed securities.
Michael has extensive experience in the structuring and securitization of a broad range of residential mortgage products, including new origination, re-performing and distressed mortgage loans, home equity loans and home equity lines of credit, reverse mortgages, and portfolios of rental and fix-and flip investment properties. Michael represents funds in establishing mortgage loan acquisition platforms, including negotiating purchase and sale agreements, warehouse lines of credit and master repurchase agreements and third-party vendor contracts for QM and non-QM mortgage loans.
He also advises clients in the developing fintech space, including the purchase, financing, and securitization of unsecured consumer and commercial loans originated on marketplace lending platforms.
Contact details
- Clifford Chance, Washington D.C.
- +1 202 912 5057
- Email me
Career & qualifications
- The College of William and Mary (BA, Economics) 1995
- George Mason University School of Law (JD) 2000
- Georgetown University Law Center (LLM, Taxation) 2001
- Admitted as an Attorney-at-Law in New York in 2002
- Admitted as an Attorney-at-Law in the District of Columbia in 2007
- Joined Clifford Chance 2025
Awards and citations
- Michael received the Scott C. Whitney Award for Writing, 1999 for A Closer Look at Asset-Backed Securities