Skip to main content

Clifford Chance

Clifford Chance
Michael Welch

Michael Welch


Michael Welch

Michael Welch's practice focuses on structured finance and securitization matters, representing issuers, underwriters, and other securitization participants in connection with registered offerings and private placements of mortgage-backed and asset-backed securities.

Michael has extensive experience in the structuring and securitization of a broad range of residential mortgage products, including new origination, re-performing and distressed mortgage loans, home equity loans and home equity lines of credit, reverse mortgages, and portfolios of rental and fix-and flip investment properties. Michael represents funds in establishing mortgage loan acquisition platforms, including negotiating purchase and sale agreements, warehouse lines of credit and master repurchase agreements and third-party vendor contracts for QM and non-QM mortgage loans.

He also advises clients in the developing fintech space, including the purchase, financing, and securitization of unsecured consumer and commercial loans originated on marketplace lending platforms.

Contact details

Career and qualifications

  • The College of William and Mary, B.A., Economics, 1995
  • George Mason University School of Law, J.D., 2000
  • Georgetown University Law Center, LL.M., Taxation, 2001
  • Admitted as an Attorney-at-Law in New York in 2002
  • Admitted as an Attorney-at-Law in the District of Columbia in 2007
  • Vice President, Goldman Sachs & Co., 2010
  • Of Counsel, Morgan, Lewis & Bockius LLP, 2014
  • Partner, Chapman and Cutler LLP, 2020
  • Joined Clifford Chance 2020

Awards and citations

  • Michael received the Scott C. Whitney Award for Writing, 1999 for A Closer Look at Asset-Backed Securities