Fintech brings together financial products and technology and is transforming the way the financial sector does business. Whether you are a financial institution embracing rapid changes to your existing business model or a challenger looking to disrupt traditional banking, fintech is about adapting to change and seizing new opportunities.
Financial institutions are fighting back by investing heavily in their own technology to take on the newcomers. Whether you are a financial institution embracing rapid changes to your existing business model or a challenger looking to disrupt traditional banking, fintech is about adapting to change and seizing new opportunities.
Banking and finance is heavily regulated and we can help established and emerging participants exploit fintech within the framework of existing legislation.
The Fintech Market in Asia Pacific – an overview
The use of technology to deliver, enhance or “disrupt” financial services is transforming the sector. Whether you are an established institution upgrading the existing financial services that you offer, a new entrant launching a groundbreaking product, or a regulator or an industry body considering whether the current regime is fit for purpose, this overview will help you navigate the complex regulatory framework for fintech products across Asia Pacific. Read more here.
European fintech regulation – an overview
This report will help you navigate the complex regulatory framework for fintech products across the EU. Read more
Blockchain – what it is and why it's important
Blockchain is the technology that underpins the digital currency Bitcoin – but it has far wider applications and opens up new possibilities in financial services, the public sector and other areas. Read more
Smart contracts: Legal agreements for the digital age
What are the benefits and risks of trusting machines to execute contracts? Read more
Clifford Chance recently hosted a launch event for Citi's Tech for Integrity challenge
Clifford Chance partnered with Citi for the London launch of the global Citi Tech for Integrity Challenge (T4I), a landmark effort to encourage technology innovators from around the world to create cutting-edge solutions to promote integrity, accountability and transparency in the public sector and beyond. Find out more
Hot Topic Briefing – Insurtech
The threat of disruptive technology and its potential to revolutionise the insurance industry is perhaps overstated by some parts of the media, but excitement surrounding technology like blockchain is attracting huge interest from government, regulators, (re)insurers and investors. This briefing takes a high-level look at some of the issues affecting the rapidly evolving world of insurtech. Read more here.
Big Data, big opportunities, big privacy
Big data analytics and techniques are becoming critical in fields beyond advertising and marketing, such as artificial intelligence, fintech and biotech. We look at a new guide developed by the Australian information commissioner and key privacy considerations for businesses engaging in big data activities. Read more here.
Fintech Topic Guide
More publications and information can be found on our Fintech Topic Guide on the Clifford Chance Financial Markets Toolkit.
Clifford Chance Talking Tech is your one-stop-shop for the latest legal trends and changes in the fast-moving technology sector.